Updated: January 19, 2021
Welcome to Alpha News Stream. FrankCom and Associates,
Inc., a California corporation doing business as Alpha News Stream (“ANS”)
offers a service where users can access an Application Programming Interface (API)
to obtain custom news feeds for financial news headline aggregation and
metadata categorization feeds (the “ANS API”). Your access and use of the ANS
website, alphanewsstream.com (the “Site”), the ANS API and any online services,
applications and tools that ANS owns or controls (regardless of how you access
or use them) and any products or services provided through the Site, the ANS
API, or otherwise by ANS (collectively, the “Services”) are governed by these
or “yours” refers to the person or entity using the Services.
When you pay for our Services we grant you a
non-exclusive, fee based, worldwide, right and license to use our Services on your
website or application. Our Services consist of curated financial news RSS-based
or search engine-based headline/link aggregation data and accompanying
categorization or metadata based on those headlines, as well as headlines/links
from press release services. The public-facing headlines and press release
service headlines aggregated in the Services link to news services copyrighted
by third parties and you acknowledge and agree that ANS does not own, have
rights to, grant any rights to you or license to you any copyrights or
copyrighted works or content to which such headlines link. In using the
Services you acknowledge and agree that the Services are based on links for
publicly available headlines or press release service feeds, which are copyrighted
and carry their own copyright use restrictions, none of which we own or grant
to you. Additionally, ANS may provide you, for your internal use only and not
for use or display on any external-facing website or application, a short
summary of the press releases or articles linked in the headlines. You
acknowledge and agree that such summaries may be subject to third-party
copyright and ANS does not own, have rights to, grant any rights to you or
license to you any copyrights or copyrighted works or content in these
with or otherwise access or use the Services. By licensing, accessing, or
using the Services, or engaging in any transactions via the Services, you are
consent to ANS sending you disclosures, messages, notices, and other
communications to your designated email account.
Due to the evolving nature of the
its sole discretion at any time and without prior notice to you. Any changes
Use on the Site or Services. Your use of the Services following these changes
indicates your acknowledgment and agreement to be bound by the revised Terms of
Use. If you do not wish to be bound by any new or modified terms, you must
updated is shown in the “Last Updated” legend on the top of this document.
Use of Services.
you a limited, revocable, non-exclusive, non-assignable, non-transferable,
fee-based right and license to use the Services, including the ANS API and to
integrate the ANS API into your website, application, or other service, public
or private. Article and press release summary information provided to you as
part of the Services is for your internal informational purposes only and you
may not use, display, or republish any portion of such summaries on any
website, application, or other service, public or private.
If you have not subscribed for “Reseller Services” (as defined below), you
may only access and use the Services on your website or application and may not
other rights in connection with the Services.
The Services are available only to users who have registered and have
been granted access in accordance with the tools made available on the Site. By
registering an account with ANS you represent and warrant that you are over the
age of 18 and that the information you provide to ANS is accurate, complete,
and current at all times. You are responsible for maintaining the
confidentiality of your username and password. ANS reserves the right, at any
time and in its sole discretion, to refuse to register an account, to refuse a
username or password, to refuse a purchase through your account, and to suspend
or terminate an account.
ANS may, in its sole discretion, offer the Services or a Subscription
available without charge for a limited time (“Free Trial”). At any time and
without notice ANS reserves the right to modify the terms and conditions of a
Free Trial offer or cancel a Free Trial offer.
using the Services you shall not and shall not assist or permit any person to:
engage in or authorize any activity that you know or reasonably should
know is an unlawful, unauthorized, fraudulent or malicious activity;
disrupt, interfere with, disable, impair, overburden, violate the security
of, or attempt to gain unauthorized access to, the Services or any computing
device or computer network;
probe, scan, test the vulnerability of, or circumvent any technological
measure or authentication measures to protect the Services;
upload, transmit, distribute, or run any computer virus, worm, trojan
horse, malware, spyware, time bomb, logic bomb, or any computer code that could
damage or alter a computing device, computer network, communication network,
data, the Services, or any other system, device or property;
access, use or modify any data, information, or other materials not
intentionally made available or accessible to you by ANS;
manipulate or otherwise display the Services by using framing, mirroring
or similar navigational technology;
use any robot, spider, scraper, or other automated or manual means to
access the Services or copy any information from the Services or Site;
license, sublicense, assign, convey or transfer any rights granted
publish, display, disclose, sell, rent, lease, store, loan, distribute,
transmit, publicly display or perform, co-brand, frame, host, outsource, or
otherwise exploit the Services or any content provided by the Services except
copy, reproduce, modify, create derivative works of, translate, adapt,
disassemble, reverse engineer, decompile, reverse compile or create
compilations of the Services;
attempt to exceed or circumvent limitations on access, calls and use of ANS
API, or otherwise use the ANS API in a manner that exceeds reasonable request
volume, constitutes excessive or abusive usage, or otherwise fails to comply or
use the Services in any manner that may infringe any intellectual
property rights, rights of privacy or other rights of any third party;
use the Services in any manner that is unlawful, misleading,
discriminatory, or fraudulent.
use the Services in any manner to suggest that ANS endorses, sponsors,
or is associated with you;
remove, obscure, or alter any trademark, copyright, or intellectual
property rights notices on or related to the Services;
attempt, in any manner, to gain unauthorized access to any other user
create more than one account (and if ANS disables your account, you may
not create another one without ANS’ written permission); or
access or use the Services for any purpose other than as expressly
permitted under this Agreement.
If you access or use, or provide any other individual or entity with
to use the Services will terminate immediately. ANS reserves the right to
terminate your authorization to use any Subscriptions or services available on
or through the Services and to delete any one or more of your related accounts
immediately and at any time if you breach or threaten to breach these Terms of
Use. ANS further reserves the right to take whatever lawful actions it may
deem appropriate in response to actual or suspected violations of the
foregoing. You will immediately notify ANS of any unauthorized use of your account
or any other breach of security that you become aware of involving or relating
to the Services by emailing ANS at email@example.com.
You will be responsible for all costs and expenses associated with using
the Services, including ensuring that you have the necessary and compatible
technology, hardware, systems and software to use the Services as directed by ANS.
Some portions of the Services are available on a subscription basis and
are billed on a monthly or annual basis in accordance with the subscription
that you have purchased (“Subscription”). You may be required to register
an account with us before a Subscription may be purchased.
Subscriptions and Services are billed by a third-party payment
processor. You agree to be subject to and abide by the terms and conditions of
the third-party payment processor. You agree to keep your payment information
associated with your Subscriptions up-to-date. You also agree that you are
responsible for all fees for Services and Subscriptions requested by you or
through your account. If ANS or its third-party processor is unable to process
your transaction in a timely manner, ANS reserves the right to revoke access to
the Services. You may change or update your payment information at any time
through your account settings.
The fees payable by you vary depending on the specific Services and
Subscriptions selected by you. If you select Services with a recurring
subscription fee your credit card or bank account will be charged such Services
fees until the earlier to occur of (i) expiration of the Subscription or (ii)
Because of occasional failures of some credit cards and/or bank account
withdrawals, ANS cannot guarantee that ANS will receive your payment. ANS is
not responsible for the policies of any third-party payment processor,
including for withdrawing funds from your account. ANS reserves the right to
use other methods of payment. Due to ANS’ reliance on third party payment
processors in processing fees for Services, ANS is not responsible for the
ultimate success or failure of any payment.
You are responsible for all taxes that you incur in connection with your
use of the Services. You agree that ANS may include additional charges for all
sales taxes and any other applicable charges depending on the applicable laws,
rules and regulations with any payment made in connection with and/or the
Unless otherwise noted, Subscriptions and Services are not transferable
and you shall not transfer, sell or assign or attempt to transfer, sell or
assign any Services or Subscriptions to any third party.
Subject to Section 7.2, unless otherwise noted, purchase of Services, including
one-time and recurring Subscriptions, is non-refundable and final. To the
extent permitted by applicable law, you waive any right to a refund once your
purchase is complete. Your purchase is complete once you have confirmed your
purchase at the end of the order process.
ANS reserves the right to modify the prices of Services and
Subscriptions on notice to you. ANS further reserves the right to cancel or
refuse any your access to the Services and any Subscription at any time if we
suspect fraud or an illegal transaction.
A license for the Services does not include any right
to resell or sublicense the Services or use, display, or republish any
informational summaries provided by ANS. If you subscribe for Reseller
Services, you as a Reseller are granted a revocable, non-exclusive, fee based,
worldwide, right and license to use, sell, sublicense, and resell use of the
Services, other than the informational internal-use only summaries, for third
parties to use on their website or application. Unless you subscribe as a
Reseller you have no right or license to sublicense, distribute, or transfer
the Services to any other person.
All other terms and conditions under these Terms
of Use remain in full force and effect. ANS reserves the right to suspend or
terminate any Reseller at any time and in its sole discretion.
Third Party Services.
Your access or use of the Services may involve interaction or use of
third party services, websites, information, advertising, products, content,
data, tools, materials, software, intellectual property rights, or other
tangible or intangible items owned or controlled by third parties, such as
third party payment processors who process your purchase of Services, and third
parties who provide the content which you may access using the Services (“Third Party Services”). The Services may also contain links
to or have features that are hosted by Third Party Services.
providers, owners or controllers of the Third Party Services (“Third Party Providers”) and do not grant you any rights in or
to any Third Party Services. Your use and access of any Third Party Services
and the provision of the Third Party Services to you are governed by your
separate agreement with such Third Party Provider (including their online terms
making the necessary or appropriate investigations before using or accessing
any such Third Party Services. Consequently, you should review the terms and
conditions governing the Third Party Services before using the Third Party
Services, and you are solely responsible for complying with those terms and
conditions. You should contact the Third Party Providers directly if you have
any questions about their terms and conditions or Third Party Services.
To the extent permitted by applicable law, you agree that ANS shall not
be responsible or liable for any loss or damage of any sort incurred as the
result of your use of any Third Party Services or your interactions with the Third
Party Providers. ANS does not approve, monitor, review, control or endorse, or
make any representations, guarantees or warranties with respect to, any Third
Party Services. ANS’ warranties, obligations and liabilities and your remedies
with respect to any Third Party Services or any other materials, tangible or
intangible, provided by a third party in connection with these Terms of Service
will be limited to whatever recourse may be available against the Third Party
ANS only provides an application programming interface (“API”) to
provide you with a means to aggregate relevant content and access thereto. You
acknowledge and agree that ANS is neither a content provider nor social media
provider and that Third-Party Providers own the intellectual property rights to
ANS reserves the right to add, modify or discontinue any Third Party
Services made available via the Services at any time without prior notice to
Subject to the rights expressly granted by ANS to you under these Terms
of Use, ANS and its licensors exclusively own all rights, title and interest in
and to the Site, ANS API, and Services, including all intellectual property
rights therein whether or not such rights are registered. You may not take any
action inconsistent with ANS’ ownership of the Services including the ANS API.
ANS does not own, have any rights to, or license any copyrights or
copyrighted works to the content to which the Services link.
Term and Termination; Changes to and Discontinuation
of the Services.
Unless your account or Subscription is cancelled before the end of the
billing cycle (as determined by the specific Subscription to which you are
subscribed), your Subscription will renew and you will be charged the fees
associated with such Subscription. ANS reserves the right to suspend, revoke,
terminate, discontinue or otherwise cancel your account, use and features of
the ANS API, or Services at any time and for any reason without prior notice to
terminates or cancels your account or discontinues your access to Subscriptions
or the Services (any of which constitutes a “Termination”).
Upon a Termination as set forth in Section 7.1, your right to use the ANS
API and Services will automatically terminate, you must immediately delete any
source code and cease using the ANS API, and ANS may delete any or all
information related to your account. In the event of a Termination for a
any Subscriptions, the ANS API, or Services will remain in effect until the end
of the billing cycle at which time access to your account, the Services, access
to the ANS API, and Subscriptions will be revoked. If your access to Services
or Subscriptions is terminated as a result of your breach of these Terms of
Use, access to your account, Subscriptions, and the Services will be
immediately revoked and no refund shall be issued for any pre-paid Subscriptions
In the event of any change or modification
to the ANS API or Services, you may be required to make changes at your own
expense to continue use of the ANS API and Services.
If any modification or change is
unacceptable to you, your sole recourse is to cease using the Services in
accordance with Section 7.1. Your use of the Services after the effective date
of any change will constitute your acceptance of such changes.
Sections 1, 3, 5, 6, 7, 8, 9, 10, 11, 12, and 13
(inclusive) will survive any Termination. You agree that if your use of the
use the Services under any name, real or assumed, and further agree that if you
violate this restriction after Termination, ANS is entitled to recover damages,
costs, and attorneys’ fees incurred by it as a result thereof.
You will defend, indemnify and hold harmless ANS, its
affiliates, officers, directors, agents, representatives, and employees from
any claim, suit, or demand (including legal fees) that is based on or arising
party’s rights, including without limitation any intellectual property, or
privacy rights, (c) access to, use, or misuse of the Services, or (d) other
actions or omissions resulting in liability or loss to ANS. ANS will promptly
notify you in writing of a claim or suit and provide reasonable cooperation (at
your expense) and full authority to defend the claim or suit. You may not settle
any claims which relate to or otherwise impact ANS without ANS’ written consent
which may be withheld in its sole discretion.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE
PROVIDED ON AN “AS IS” OR “AS AVAILABLE” BASIS WITH ALL FAULTS AND ERRORS. ANY
ACCESS TO OR USE OF THE SERVICES ARE VOLUNTARY AND AT YOUR SOLE RISK. TO THE
MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ANS EXPRESSLY DISCLAIMS ANY AND ALL
WARRANTIES, GUARANTEES, REPRESENTATIONS AND CONDITIONS OF ANY KIND, EITHER
EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, THOSE
RELATING TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY,
AVAILABILITY, DATA SECURITY, AND ANY WARRANTIES ARISING OUT OF COURSE OF
DEALING OR USAGE OF TRADE.
YOU ACKNOWLEDGE THAT THE USE OF THE SERVICES SHALL BE CONNECTED WITH THE
INTERNET, AND USE SHALL BE WHOLLY AT YOUR OWN RISK. ANS DOES NOT REPRESENT OR
GUARANTEE THAT THE SERVICES WILL BE FREE FROM LOSS, DISRUPTIONS, CORRUPTION,
CYBER ATTACK, VIRUSES, INTERFERENCE, HACKING, MALWARE, OR OTHER SECURITY
INTRUSION OR ADVERSE INCIDENT, AND ANS DISCLAIMS ANY LIABILITY RELATING
Limitation of Liability.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ANS,
ITS DIRECTORS, OFFICERS, EMPLOYEES, SHAREHOLDERS, AFFILIATES, CONTRACTORS,
AGENTS, REPRESENTATIVES, LICENSORS, OR SUPPLIERS, BE LIABLE FOR ANY INDIRECT,
CONSEQUENTIAL, EXEMPLARY, SPECIAL, OR INCIDENTAL DAMAGES OR ANY DAMAGES FOR
LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOST DATA OR CONTENT, LOST
PROFITS, SERVICE INTERRUPTION, COMPUTER DAMAGE, COST OF SUBSTITUTE SERVICES,
INABILITY TO USE THE SERVICES, SECURITY BREACHES, OR ANY OTHER LIABILITIES OR
LOSSES CAUSED BY THE SERVICES OR BY FAILURES OF THE SERVICES, WHETHER BASED ON
WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT ANS
KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL ANS’
TOTAL CUMULATIVE LIABILITY ARISING FROM OR RELATED TO THE SERVICES, WHETHER
BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, EXCEED THE FEES
ACTUALLY PAID BY YOU TO ANS FOR SERVICES IN THE ONE (1) MONTH IMMEDIATELY
PRECEDING THE DATE OF THE MOST RECENT CLAIM. THIS LIMITATION IS CUMULATIVE AND
WILL NOT BE INCREASED BY THE EXISTENCE OF MORE THAN ONE INCIDENT OR CLAIM.
ANS shall be free from any claim, liability or responsibility pursuant
obligation where such failure is due to any event beyond ANS’ reasonable
control, including but not limited to any natural or environmental disaster,
power outage, war, terrorism, accident, pandemic or virus, government or local
authority shut down or shelter in place order, government law or regulation or
requirement or any other cause beyond the control of ANS.
The exclusions and limitations of damages set forth above are
fundamental elements of the basis of the bargain between ANS and you.
Governing Law; Disputes.
ANS is the owner of the Services and is based in the State of California
in the United States. ANS makes no claims that the Services are available or
appropriate for use outside of the United States. Those who choose to access
the Services from other locations do so on their own initiative and are
responsible for compliance with local laws, if and to the extent applicable.
Access to the Services from jurisdictions where the contents of the Services
are illegal or penalized is
prohibited. You may not use or export or re-export the Services or any copy or
adaptation in violation of any applicable laws or regulations, including
without limitation U.S. export laws and regulations.
You expressly agree that
request for relief between you and ANS
arising out of or relating to ANS; the Services; any payment; or any content
construed in accordance with the laws of the State of California without giving
effect to any conflict of laws principles that
may provide the application of the law of another jurisdiction. Subject to
Section 11.4, you
and ANS irrevocably consent to the exclusive jurisdiction and venue of the
state or federal courts in San Francisco, California, for all Disputes that are
heard in court.
Our priority is to learn about and address any of
your concerns related to the Services. You agree that you will first notify ANS
Services by contacting us at firstname.lastname@example.org. Once ANS receives your notice, ANS will try to resolve the
Dispute informally by contacting you through
email. If a Dispute is not resolved within 90 days after your submission, you
or ANS may bring a formal proceeding as provided in Section 11.4 below.
You and ANS agree to submit all Disputes to
confidential arbitration on an individual and purely bilateral,
non-class/non-representative basis. Except for the remedies listed in Section 11.5 or as otherwise required by
law, arbitration on an individual basis is
the exclusive remedy for any Disputes which might otherwise be brought on a
class, collective or representative basis between you and ANS. This agreement
to arbitrate will be governed by the Federal Arbitration Act, 9 U.S.C. § 1 (the
“FAA”) and shall be
governed by the Commercial Dispute Resolution Procedures and the Supplementary
Procedures for Consumer Related Disputes (collectively, “AAA Rules”) of the American
Arbitration Association (“AAA”), as modified by these Terms, and will be administered by
the AAA. The AAA Rules are available online at www.adr.org or by calling the
AAA at 1-800-778-7879. The arbitration shall take place in San Francisco,
California. The arbitrator’s award shall be binding and may be entered as a
judgment in any court of competent jurisdiction. You and ANS shall select a
mutually agreeable arbitrator from the AAA. Unless otherwise precluded by law,
you and ANS shall each separately pay your or its own attorneys’ fees and
costs. You agree that if any provision of this arbitration agreement is held
by an arbitrator or a court of competent jurisdiction to be invalid,
unenforceable, or void, that provision shall be struck from the agreement to
arbitrate, and the remainder of the arbitration agreement shall remain in full
force and effect consistent with applicable law. However, in the event the
provisions above waiving or precluding class arbitration proceedings are found
to be invalid, unenforceable, or void for any reason, the entire agreement to
arbitrate shall be void.
Notwithstanding the above, without limiting any other remedies that may
be available to ANS, if a Dispute concerns a matter for injunctive or other
similar relief that is appropriate under applicable law, ANS may seek such
injunctive or other similar relief in any state or federal court of competent
jurisdiction, whether or not it is in the State of California. A bond of no
greater than $2,000 shall be sufficient to seek an injunction.
Limitation on Disputes.
You agree that regardless of any statute or law to the
contrary, any Dispute must be filed within one (1) year after the occurrence of
the event or facts giving rise to a Dispute, or you waive the right to pursue
any Dispute based upon such event or facts forever.
and any other agreements or terms that ANS may post on the Services, constitute
the entire agreement between you and ANS in relation to the Services and
supersede any prior agreements between you and ANS regarding the Services,
rights or obligations therein may be assigned by ANS at any time as a matter of
such attempt will be null and void.
will not constitute a waiver of such right. If a part of this Agreement as
written cannot be enforced, then that part will be replaced with terms that
most closely match the intent of the parties to the extent permitted by
validity and enforceability of the remaining provisions.
convenience only and are not to be considered in construing or interpreting
as” and similar terms are not words of limitation. No rule of construction
applies to the disadvantage of a party because that party was responsible for
joint venture, employment, or other agency relationship between ANS and you.
You may not enter into any contract on ANS’ behalf or bind ANS in any way.
confer any right or benefit on any third party. No third party may commence or
If you have any questions or concerns about these Terms of
Use, please contact us at email@example.com.
LAST UPDATED: January 19, 2021
and Associates, Inc., a California corporation doing business as Alpha News
Stream (“ANS”, “we”, “us”, “our”) collects, uses, and shares your personal
applies to all who use our website, alphanewsstream.com (the “Site”), the ANS
API which generates custom source code, and any online services, applications,
and tools that we own or control (regardless of how you access or use them)
that are not defined herein shall bear the meanings set forth in the Terms of
any time. Please take a look at the “LAST UPDATED” legend at the top of this
the Site. Unless otherwise prohibited by law, continued use of the Site or
your consent to the collection, use, and processing of your personal information.
How We Collect Your Information.
When you visit and interact with our Services, we may collect certain
information about you, including personal information. “Personal
Information” means information that specifically identifies you or, when
combined with other information we have, can be used to identify you, such as
your name, email address, company name, account name and login credentials for
using the Services, reading history, purchase history, payment information, and
your communication preferences with ANS. ANS does not collect any Personal
Information from you through the Services unless you voluntarily choose to
provide us with such information. We never collect sensitive personal data such
as gender, home contact details, ethnicity, religion, political affiliation, or
sexuality. In some cases, if you choose not to provide us with the requested
Personal Information, you may not be able to use some or all of our Services.
We may automatically collect certain information about you and store it
in our log files when you use and interact with our Services, such as data
collected from Cookies (defined below) and other automated technology. This
information may include details about the content you purchase or the emails we
send that you open, forward, or click through to our Services, Internet
Protocol (IP) address, Internet Service Provider (ISP), date and time stamps,
sites visited before and after interacting with our Services, page views, page
navigation, links that are clicked, ad blocker status, and certain device data
(such as operating system type, device type or model, location, browser type
and version, user language, and other system settings).
ANS collects Personal Information about you through the Services when
or login into your account;
(b) purchase Subscriptions
or respond to our email offers;
customer service or otherwise make use of our customer support tools; or
you otherwise voluntarily provide us with your Personal Information.
When You Make Purchases. When you purchase any Services or
Subscriptions, we ask you to provide certain financial information that we need
in order to complete your order. Financial information includes payment card
data (e.g., credit card number, expiration date, CVV, and the card holder name
and address) or, if you opt for payment via a third party payment provider
whose services are made available on the Site, the necessary information those
third party payment providers require for processing the transaction. We do not
store any payment card information. All payment card information is stored by
our trusted third-party payment processors.
Personal Information Collected by Automated Means. As with most
online services, we gather certain Personal Information about your interaction
with our Services and store it in our log files. We may also use “Cookies”, web
beacons/pixel tags, and other similar technology to collect Personal
Information about you when you visit our Site or otherwise interact with our
Services or emails. “Cookies” are small bits of data cached or stored on your
computer based on Internet activity. These technologies help us track and
understand how individuals use and interact with our Services as well as to
offer you customized content or recommendations based on your specific
interests; and otherwise manage our Services. Your access to our Services
should not be affected if you do not accept Cookies served by third parties.
The table below explains the cookies
we use and why:
Google Analytics: It records a particular ID used to come
up with data about website usage by the user. It is a HTTP cookie that
expires after 2 years.
Google Analytics: Enables Google Analytics regulate the
rate of requesting. It is a HTTP cookie type that lasts for a session.
Google Analytics: Keeps an entry of unique ID which is
then used to come up with statistical data on website usage by visitors. It
is a HTTP cookie type and expires after a browsing session.
Essential: records unique visitor views of consent
to maintain an anonymous user session by the server in Java™ 2 Platform
Enterprise Edition web applications. It is a necessary cookie that expires at
the end of a session.
Used to enhance the performance and functionality of our
Websites but are non-essential to their use. However, without these cookies,
certain functionality (like videos) may become unavailable.
A persistent cookie used to provide discussion forum software
enabling website owners to plug powerful functionality into their sites.
Set by Google to set a unique user ID to remember user
preferences. Persistent cookie that stays for 182 days.
This is a pixel_tracker.
Used by Stripe to facilitate payment processing
Implements internal form builder.
Allowing checkbox usage.
Allowing checkbox non-usage.
How We Use Your Information
We use the Personal Information we collect for various purposes,
operate, maintain, and improve the Services and overall customer
experience, including receiving feedback from you related to our products and
establish an account for you at your request through which you may
access the Services;
process purchases and keep you informed about your account;
provide customer service (for example, answering your questions or
responding to a request);
communicate and provide additional information that may be of interest
to you about ANS;
identify your preferences so we can notify you of new or additional
content, services, and promotions that might be of interest to you;
validate your ability to access certain content or use certain Subscriptions;
send you reminders, updates, support, administrative messages,
service-related announcements, marketing messages, and requested information;
perform analytics and conduct customer research;
allow you to interact with certain third-party content service providers
(for example, to enable you to link to, or view content from, third-party sites
within our Services, or view our content on a third-party site);
administer special offers from us;
enhance other information we have about you to help us better understand
you and determine your interests;
meet legal requirements, including responding to subpoenas and complying
with other court orders, valid discovery requests, and other appropriate legal
procedures, or as otherwise allowed in accordance with applicable law;
comply with regulatory or supervisory audits and investigations;
provide information to our representatives and advisors, including our
attorneys and accountants, to help us comply with legal, accounting, or
security requirements related to our legitimate interests;
prosecute and defend a court, arbitration, or other legal proceeding;
resolve disputes and troubleshoot problems; or
manage our everyday business needs, such as administration of the
Services, fulfillment, analytics, fraud prevention, and enforcement of our
with your consent or as otherwise required or permitted by law.
How We Share Your Information
Personal Information. We may share your Personal Information as
required or permitted by law as follows:
any of our affiliates, who may only use your Personal Information for the
(b) with our
vendors who provide services for us on our behalf, such as processing and
fulfilling payment orders for Services or Subscriptions, data storage,
assistance with direct marketing and distribution of emails and other
communications, fraud prevention services, and to accomplish the other purposes
for collection described above;
the event we or any of our affiliates file for bankruptcy, or where there is a
transfer of ownership (or assets) in connection with proposed or consummated
corporate reorganizations of ANS or any of our affiliates, such as mergers,
acquisitions, or sales of business units;
(d) to comply
with legal orders and lawful government requests;
combat fraud or criminal activity, and to protect our rights or those of our
affiliates, users, and business partners, or as part of legal proceedings
response to a subpoena, court order, or similar legal process, including to law
enforcement agencies, regulators, and courts in the United States and other
countries where we operate;
(g) with third
parties as needed to protect another person’s rights, property, or safety
(including if we believe that you are using our products or services in an
illegal or unauthorized manner); or
(h) with your
We share your Personal Information with the following:
Personal Information Shared
Name, credit card
We do not sell or rent Personal Information we collect from you for any
purpose without your explicit consent.
Without limiting the above, in an effort to respect your privacy we will
not otherwise disclose your Personal Information except when we believe in good
faith that the disclosure of information is necessary to prevent imminent
physical harm or financial loss or to report suspected illegal activity, all in
accordance with applicable data protection laws.
Other Third-Party Websites and Services.
Third Party Websites and Services. Our Services may contain links
to, or have features that are hosted by, other third-party websites or services
that are not owned or controlled by us. For example, our Services generate a
collated list of news headlines which, if clicked on by you, will take you to
the third party location of the article or story. We also make it possible for
you to pay for our Services directly with certain third-party payment
addresses the collection, use, and disclosure of information by ANS through
policies or practices of any third parties or any third-party websites or
features that are linked to or available from our Services.
Third Party Terms. We have no control over or responsibility for
the privacy practices and content of linked services or features, or any other
third-party services. If you provide any information to any other third parties
(e.g., social media services, payment processor providers), different rules
regarding the collection and use of your Personal Information by such third
parties may apply. As such, we strongly recommend that you review any other
third-party’s privacy policies before providing information to them. You should
contact these entities directly if you have any questions about their privacy
Commercial Emails. You may choose to opt-out of receiving
commercial emails from us by following the instructions contained in any of the
commercial e-mails. [If you choose to opt-out of receiving commercial emails
your name and contact information will be added to a “do not contact” list
until such time as you re-subscribe to such commercial emails.] Please note
that even if you unsubscribe from commercial email messages, we may still email
you non-commercial (transactional) emails related to your account and
your transactions via the Services. Also, please allow us 10 business days from
when the request was received to complete the removal.
EU Users. If you are a user based in the EU, we only send you
commercial emails when we have obtained your explicit prior opt-in consent,
except where we have obtained your e-mail address in the course of a sale or
negotiations for a sale of a product or service and where the commercial emails
are only marketing similar products or services.
Cookies and Tracking. You can disable Cookies at any time by
adjusting your browser settings. Browsers are different, so refer to
instructions related to your browser to learn about cookie-related and other
privacy and security settings that may be available. Please be aware, however,
that if you turn off Cookies, you may not be able to take full advantage of all
of our Services’ features.
Do Not Track. We are required by certain state laws to indicate
whether we comply with “Do No Track” settings in your browser. Currently, we comply
collection and use practices in response to Do Not Track signals.
Accessing your Personal Information. Subject to applicable law,
you have the right to obtain request access to and receive information about
the Personal Information we keep about you, receive copies of the Personal
Information we keep about you, correct inaccuracies with your Personal
Information, object to the processing of your Personal Information, and have
your Personal Information blocked, anonymized or deleted, as appropriate. The
right to access Personal Information may be limited by local law requirements.
To exercise your rights, please contact us at the email address set forth in
the “Contact Us” section below.
How We Protect Your Personal Information.
The security of your Personal Information is very important to us. All
Personal Information we collect or receive is encrypted and stored on servers
located in the United States so your Personal Information may be transferred
to, stored, or processed in the United States. We maintain commercially
reasonable security safeguards that are designed to protect the Personal
Information we collect against unauthorized use, disclosure, alteration or
destruction. We also restrict access to Personal Information to only those
employees and representatives of ANS that have a need to know the Personal
Information. Notwithstanding the steps we have taken to protect your Personal
Information, no method of transmission over the Internet, or method of
electronic storage, is 100% secure. While we strive to protect your
information, ANS cannot guarantee or warrant that your Personal Information is
under absolute security with the existing security technology. If you have any
questions about the security of our Services, you can contact us here.
We store Personal Information only for as long as it is necessary for
the fulfillment of the purpose for which the Personal Information was
collected, unless otherwise authorized by applicable law. We take measures to
destroy information if required by law or if the Personal Information is no
longer required for the purpose for which we collected it.
ANS does not intend that any portion of its Services will be
accessed or used by children under the age of thirteen, and such use is
prohibited. Our Services are designed and intended for adults. By using the
Services, you represent that you are at least 18 years old and understand that
you must be at least 18 years old in order to create an account and purchase Subscriptions
or Services. If we obtain actual knowledge that an account is associated with a
registered user who is not at least 18 years old, we will promptly delete
information associated with that account. If you are a parent or guardian of a
child under the age of 13 and believe he or she has disclosed Personal
Information to us, please contact us here. A parent or guardian of a
child under the age of 13 may review and request deletion of such child’s
Personal Information and prohibit the use of such information.
you live outside the United States (including the European Economic Area and
Switzerland), and you use the Services or provide us with Personal Information
directly via the Services, your information will be handled in accordance with
the United States, and will be subject to the laws of the United States. By
using the Services or giving us your Personal Information, you are directly
transferring your Personal Information to us in the United States. Please note
that the data protection and privacy laws of the United States may not be as
protective as the laws in your country. The laws of the United States will
govern the processing of your Personal Information, including any obligations
of security and third-party information sharing.
Accessing, Reviewing, and Changing your Personal Information
and Other Data Rights
Depending on where you are located,
you may have various data protection rights including:
The right to access – you may have the right to request ANS to
provide you with copies of your personal information collected or received by
The right to rectification – you may have the right to request
ANS to correct or complete any information which you believe is inaccurate or
The right to be informed – you may have the right to be informed
about how your personal information is being used.
The right to erasure – you may have the right to request that ANS
delete your personal information, under certain conditions.
The right to restrict processing – you may have the right to
request that ANS restrict the processing of your personal information under
The right to data portability – you may have the right to request
that ANS transfer the personal information we have collected to another
organization, or directly to you, under certain conditions.
The right to object to automatic processing – you may have the
right to restrict automatic processing of your personal information, under
You can request details of what personal
information ANS holds about you or exercise any of your data protection rights
at any time by contacting us here.
We will respond to requests within thirty (30) days and may request additional
information from you to verify the request.
California Privacy Rights.
If you are a California resident you may
have additional rights to data protection and privacy under the California
Consumer Privacy Act (“CCPA”). Under the CCPA, you have the right to request
that businesses (as defined in the CCPA) disclose certain information to you
about the business’ collection and use of your personal information during the
preceding 12 month period. Additionally, you also have the right to request
that the business delete your personal information, subject to certain
exceptions. If the business sells personal information you have a right to
request that your personal information not be sold. A business cannot
discriminate against you for exercising any of your rights under the CCPA.
In the event that you provided your personal information
directly to ANS through your use of the Services, and you would like to
exercise your rights under the CCPA, please contact us here. We may need to verify
your identity before we can respond to your request. ANS does not, and has
never, sold the personal information we collect to any third party.
In the event that you choose to exercise your
rights under the CCPA, ANS will not discriminate against you by charging you
different prices or provide you with a different quality of products or
services. Some of the services ANS provides, including access to your paid
Services and Subscriptions, are contingent on your providing ANS your personal information,
including, but not limited to, your name, email address, and credit card
information. We believe that the benefit of the features are reasonably
related to the value of the personal information that you provide.
If you have any
you have a concern about the way in which we have handled Personal Information,
or to exercise any of your data rights, please contact us here.